.stats-banner[data-astro-cid-jm22wlht]{background:var(--accent-primary);padding:50px 0}.stats-grid[data-astro-cid-jm22wlht]{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;text-align:center}.stat-value[data-astro-cid-jm22wlht]{display:block;font-size:2.8rem;font-weight:800;color:#fff;font-family:Outfit,sans-serif}.stat-label[data-astro-cid-jm22wlht]{color:#ffffffbf;font-size:.85rem;text-transform:uppercase;letter-spacing:2px}.insurance-intro[data-astro-cid-jm22wlht]{padding:120px 0}.intro-grid[data-astro-cid-jm22wlht]{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start}.lead[data-astro-cid-jm22wlht]{font-size:1.5rem;color:var(--gray-200);margin-bottom:2rem}.text[data-astro-cid-jm22wlht] p[data-astro-cid-jm22wlht]{color:var(--gray-400);line-height:1.8;margin-bottom:1.5rem}.coverage-list[data-astro-cid-jm22wlht]{display:flex;flex-direction:column;gap:2rem}.c-item[data-astro-cid-jm22wlht]{padding:2rem 2rem 2rem 2.5rem;border-left:3px solid var(--accent-primary);background:var(--bg-secondary);border-radius:0 16px 16px 0}.c-item[data-astro-cid-jm22wlht] h4[data-astro-cid-jm22wlht]{font-size:1.4rem;color:var(--gray-100);margin-bottom:.75rem}.c-item[data-astro-cid-jm22wlht] p[data-astro-cid-jm22wlht]{margin-bottom:0;font-size:1rem;color:var(--gray-400);line-height:1.7}.why-fails[data-astro-cid-jm22wlht]{padding:120px 0}.section-sub[data-astro-cid-jm22wlht]{color:var(--gray-400);font-size:1.15rem;max-width:700px;margin:-.5rem auto 4rem;line-height:1.6}.why-grid[data-astro-cid-jm22wlht]{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}.why-card[data-astro-cid-jm22wlht]{padding:2.5rem;background:var(--bg-secondary);border-radius:20px;border:1px solid var(--gray-800);transition:border-color .3s ease}.why-card[data-astro-cid-jm22wlht]:hover{border-color:#ef444466}.why-icon[data-astro-cid-jm22wlht]{width:40px;height:40px;background:#ef44441a;color:#ef4444;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:1.5rem}.why-card[data-astro-cid-jm22wlht] h4[data-astro-cid-jm22wlht]{color:var(--gray-100);font-size:1.25rem;margin-bottom:1rem}.why-card[data-astro-cid-jm22wlht] p[data-astro-cid-jm22wlht]{color:var(--gray-400);line-height:1.7;font-size:.95rem}.claims-process[data-astro-cid-jm22wlht]{padding:120px 0}.claims-grid[data-astro-cid-jm22wlht]{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;margin-top:3rem}.claim-step[data-astro-cid-jm22wlht]{padding:2.5rem 2rem;background:var(--bg-secondary);border:1px solid var(--gray-800);border-radius:20px;text-align:center;transition:all .3s ease}.claim-step[data-astro-cid-jm22wlht]:hover{border-color:var(--accent-primary);transform:translateY(-5px)}.claim-num[data-astro-cid-jm22wlht]{font-size:2rem;font-weight:800;color:var(--accent-primary);margin-bottom:1.5rem}.claim-step[data-astro-cid-jm22wlht] h4[data-astro-cid-jm22wlht]{color:var(--gray-100);margin-bottom:1rem;font-size:1.15rem}.claim-step[data-astro-cid-jm22wlht] p[data-astro-cid-jm22wlht]{color:var(--gray-400);font-size:.9rem;line-height:1.7}.faq-section[data-astro-cid-jm22wlht]{padding:120px 0}.narrow[data-astro-cid-jm22wlht]{max-width:900px}.faq-list[data-astro-cid-jm22wlht]{margin-top:4rem;display:flex;flex-direction:column;gap:2rem}.faq-item[data-astro-cid-jm22wlht]{padding:2.5rem;background:var(--bg-secondary);border-radius:20px;border:1px solid var(--gray-800);transition:border-color .3s ease}.faq-item[data-astro-cid-jm22wlht]:hover{border-color:var(--accent-primary)}.faq-item[data-astro-cid-jm22wlht] h4[data-astro-cid-jm22wlht]{font-size:1.2rem;color:var(--gray-100);margin-bottom:1rem}.faq-item[data-astro-cid-jm22wlht] p[data-astro-cid-jm22wlht]{color:var(--gray-400);line-height:1.8;margin:0}.cta-section[data-astro-cid-jm22wlht]{padding:80px 0 120px}.cta-card[data-astro-cid-jm22wlht]{background:linear-gradient(135deg,#004b7a26,#141a2b80);border:1px solid var(--gray-800);padding:80px;border-radius:32px;text-align:center;max-width:900px;margin:0 auto}.cta-card[data-astro-cid-jm22wlht] h2[data-astro-cid-jm22wlht]{font-size:2.8rem;margin-bottom:1.5rem;color:var(--gray-100)}.cta-card[data-astro-cid-jm22wlht] p[data-astro-cid-jm22wlht]{font-size:1.2rem;color:var(--gray-400);margin-bottom:3rem;line-height:1.7}.cta-buttons[data-astro-cid-jm22wlht]{display:flex;gap:1.5rem;justify-content:center}.btn-outline[data-astro-cid-jm22wlht]{display:inline-block;padding:1rem 2.5rem;border:1px solid var(--gray-600);color:#fff;text-decoration:none;border-radius:50px;font-weight:600;transition:all .3s ease}.btn-outline[data-astro-cid-jm22wlht]:hover{border-color:#fff;background:#ffffff0d}@media(max-width:1024px){.stats-grid[data-astro-cid-jm22wlht]{grid-template-columns:repeat(2,1fr)}.intro-grid[data-astro-cid-jm22wlht],.why-grid[data-astro-cid-jm22wlht]{grid-template-columns:1fr}.claims-grid[data-astro-cid-jm22wlht]{grid-template-columns:repeat(2,1fr)}.cta-card[data-astro-cid-jm22wlht]{padding:40px 25px}.cta-buttons[data-astro-cid-jm22wlht]{flex-direction:column;align-items:stretch}}@media(max-width:640px){.claims-grid[data-astro-cid-jm22wlht],.stats-grid[data-astro-cid-jm22wlht]{grid-template-columns:1fr}}